Today is the first day of the third quarter of 2010. We are in the middle of Major Leage baseball’s “dog days of summer”, but many Braves fans, including myself, are already thinking about who will replace Head Coach Bobby Cox when he retires at the end of the season. There are some great candidates […]
Author: Howard Smith
In a previous post, I discussed how to find out whether or not your lender has become a stumbling block to your small business obtaining necessary financing by researching the Federal Deposit Insurance Corporation’s (“FDIC“) website. I would like to develop this thought further by examining the language within an “FDIC” Order to Cease and […]
Truth be known, it seems the more things change, the more things remain the same. Back in 1995, I can remember all my techie friends prognosticating how wonderful the future will become as the Internet begins to reach its potential. With the advent of Social Media, many of those promises have come to fruition. But […]
As a business manager with an accounting background , I often wonder where the hell Congress’ common sense exited off the ramp and left the rest of us on the IRS tax highway to fend for ourselves. There are major changes coming to accounts payable departments large and small due to the passage of the […]
If you are looking for something fun to do this summer, I highly recommend visiting the Blue Ridge Parkway. Over the years, I have had the good fortune to visit Western North Carolina at least two to three times each year. Every season is unique, and my personal favorite is the fall, but specifically the […]
Bank lending is the primary source of financing for many small businesses. If you operate an established small business and are having difficulty renewing your credit line, forget for one moment your bank’s force majeure that the problem extending adequate capital to you is reflective of your business practices. As a small business owner having […]
Banking relationships are very difficult to establish ex post facto. Specifically, your banking relationship, like your relationship with your CPA, must be well-cultivated before the day arrives that you need to borrow funds for your business.